Neither of you can quietly rewrite history
Only the person who logged a contribution can edit or delete it. Your co-owner cannot touch your entries, and you cannot touch theirs. Every edit and every deletion writes an append-only audit row that names the person, the time, and exactly what changed. The audit cannot be edited or cleared by anyone, ever.
If your co-owner edits one of their own entries, you see an Edited badge on that row and the full edit history in the entry details. You can flag the change for the record.
Neither of you can remove the other from the property
Once both of you are active members, neither member can be removed by the other. Removing a co-owner requires agreement from both sides, through a formal handover flow we are building. Until then, both members retain their access to the record they helped build.
Your record never gets deleted
The property cannot be deleted, even by the person who created it. The audit trail cannot be cleared. The contribution history accumulates and stays. When you stop subscribing, the records switch to read-only but they don't go anywhere; resubscribe any time and everything's waiting.
You can always export your record, even read-only
The PDF export is available to any active member of a property whether the subscription is paid up or not. Subscribing only gates logging new contributions. Your record is yours forever. Take it to your solicitor whenever you need to.
One subscription covers a couple
£19.99/year. Whoever creates the property pays; their co-owner gets full write access for free as long as the creator's subscription is alive. Couples don't pay twice.
If the paying member cancels, both members go read-only at the end of the paid period. Either of you can subscribe at any time from Settings to restore write access for both.
Your co-owner cannot change the formula in secret
Switching whether mortgage payments, overpayments, or capital improvements count toward the share is a property-level change. Each change is timestamped and recorded in the activity log, visible to both of you. Either of you can flag a change you disagree with, and the flag itself is permanent: nobody can un-flag your flag except you.
And remember: the indicative split that TrustBadger shows is just a working number. The actual beneficial ownership at sale is governed by the signed Declaration of Trust you hold with your solicitor. TrustBadger is a tracker, not a legal instrument.
If something goes wrong
Email hello@trustbadger.app. We will not change records on your behalf, take sides, or arbitrate disputes. We will help with technical issues (subscription, login, export). Anything to do with the meaning of the record belongs with your solicitor.


